Small Business Funding

We are 100% committed to providing the best funding solution for you and helping you grow your business. Partner with us to take your business to the next level.

Our Small Business Loan Offering

Our team of small business finance specialists have put together tailor made small business loans to suit all types of business needs; from start-ups looking for a cash injection; to medium sizes businesses looking for some capital to expand.

AGRICULTURAL CREDIT

Minimum of 10 000.00 MZN

This is a credit designed to finance farmers, through inputs and not cash. For justified cases, one can give some part in money. It also applies to cases in which the customer wants to commercialize products.


Requirements

      - Purpose: To increase agricultural productivity and improve its activities.
      - Eligibility: Experience in the environment you want to cultivate or market.
      - Amount: Minimum of 10 000.00 MZN
      - Payment Period: 3 to 12 months

SMALL AND MEDIUM BUSINESS LOANS

From 401 000.00 MZN

This appropriation is intended for small and medium-sized enterprises.


Requirements

      - Purpose: Financing of working capital, acquisition of fixed assets and services
      - Eligibility: Existence of the business for at least 12 months
      - Amount: From 401 000.00 MZN
      - Payment Period: 6 to 60 months

CREDIBOM

10000000 MZN - 24300000 MZN

Consumer credit that can be paid via your salary.


Requirements

      - Purpose: Purchase of different household items, vehicles or home improvement
      - Eligibility: Wage account in Opportunity Bank or any other bank
      - Amount: 15 000.00 MZN to 400 000.00 MZN
      - Payment Period: 6 to 36 months

Individual Micro Credit

100000MZN - 330000MZN

An individual micro credit loan is for anyone looking for a flexible solution to help grow their small business by injecting money into working capital or for the purpose of purchasing equipment.


Requirements

      - Purpose: Financing of working capital and acquisition of business assets
      - Eligibility: Merchants engaged in the same business more than 6 months
      - Amount: 10 000.00 MZN to 400 000.00 MZN;
      - Payment Period: 6 to 36 months.